1. Find your home

    Find how much you can afford and agree a purchase price.

    Find what you can afford

  2. We buy it

    Fund 5% of the purchase and receive 17% of the value increase.

    Learn more

  3. You rent it

    Secure your home - stay longer or sell your investment after 5 years.

    Learn about your options

How does it work?

You provide an equity loan (secured by a mortgage) to the company that purchases the home for you and pay monthly rent to that company.

You receive a share of the house price increase, which you can either use as a deposit to buy the house or redeem by selling your investment.

What are your options?

We understand that life is full of unexpected surprises. You may wish to relocate to pursue an exciting opportunity or you may wish to put down roots and stay longer. Wherever life leads you, OnStep offers you the flexibility that you need.

  • Extend your tenancy

    You have an initial contract for seven years. If you are coming to the end of it, you can request us for a new one.

  • Purchase your home

    You have the right to buy the home after five years and can use your equity investment towards your mortgage deposit.

  • Sell your investment and move

    You can break the rental contract after five years. You can also request us to try to sell or refinance the home then, so you can redeem your investments early.

Get started now

Questions & Answers

Apply now
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Invest with us

Enjoy zero hassle, tax efficient investment in UK residential property:

  • Invest in a tax-free ISA wrapper
  • Attractive inflation-linked returns
  • No agents to manage, no boilers to fix