Bridge the gap between renting and owning, enabling you to rent the home of your dreams long-term together with an investment in the share of the value.
We also provide you with the opportunity to buy the home at the end of your tenancy as well as an opportunity to increase your investment during the term.
We provide products and services that make a sustainable positive difference in our customers' lives.
We offer contractual terms that are transparent, easy to understand and fair to all stakeholders.
We bring together tenants and investors, leveraging collective resources to create a long-term 'win-win' relationship.
OnStep helps to align the interests of property investors with those of aspiring homeowners, meaning that tenants get a step onto the housing ladder and investors have a reliable, long-term tenant for the property they invest in. Tenants also receive their own share of the investment and so benefit from any increase in the value of the house.
We are an FCA-regulated financial services company established in 2013 and headed by a team with deep experience in the sector. We started OnStep Homes to help the large number of people in England and Wales who cannot afford to get onto the housing ladder on their own.
Before founding OnStep, Rito worked with Barclays Treasury and prior to that as a strategy consultant with Oliver Wyman and A.T. Kearney. Rito has deep experience in the financial services industry, across strategy and risk management roles. Rito has an an MBA from the Indian Institute of Management and a Bachelor of Engineering from the Indian Institute of Technology.
Before founding OnStep, Ashwin worked as a derivatives structurer and trader with HSBC, Credit Suisse and Bank of America Merrill Lynch. Ashwin brings with him a decade of experience in hedging and managing financial risk. He is recognised as one of the top 40 leaders in alternative finance in London. Ashwin has an MBA from the Indian Institute of Management.