1.1 Please read the following Terms of Use carefully.
1.2 In these Terms of Use:
(a) “we”, “our” and “us” means Open Access Finance Ltd, trading as OnStep, a company registered in England & Wales with company registration number 08778211. Our registered office is at Token House, 11-12 Token House Yard, London EC2R 7AS.
(b) “you” and “your” means a user of the website at https://www.onstep.co and its subdomains (the “Website”).
1.3 These Terms of Use set out the terms and conditions on which we agree to make available and you agree to access and use the Website.
2.1 By using the Website, you agree to be legally bound by these Terms of Use and you agree to the processing of your personal data in accordance with our Privacy Policy.
2.2 If you do not agree with these Terms of Use or our Privacy Policy, you should not use the Website. Please save and/or print a copy of these Terms of Use and our Privacy Policy for your future reference.
3.1 We may amend these Terms of Use from time to time. If we do, we will publish the changes on the Website. Please review the Website periodically for changes to these Terms of Use. The date at the top of this webpage indicates when these Terms of Use were last updated. The amended Terms of Use will take effect 5 days from the date on which we publish the amendments on our Website, and from then on will govern the relationship between you and us in respect of your use of the Website. If you do not agree with the amended Terms of Use, you must not continue to use the Website after the date on which the amendments take effect.
4.1 You agree not to:
(a) use the Website or access to it for any fraudulent or unlawful purpose;
(b) use the Website or access to it to impersonate any person or entity, or to falsely state or otherwise misrepresent its affiliation with any person or entity;
(c) interfere with or disrupt the operation of the Website or access to it;
(d) transmit or otherwise make available in connection with the Website or access to it any virus, worm, Trojan horse, time bomb, spyware, or other computer code, file, or programme that is harmful or invasive or may or is intended to damage or hijack the operation of, or to monitor the use of, any hardware, software, or equipment;
(e) restrict or inhibit the ability of any other person to access or use the Website;
(f) modify, adapt or translate any portion of the Website;
(g) remove, obscure or modify any copyright, trade-mark, or other proprietary rights notice from the Website;
(h) use any robot, spider, search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine,” or in any way gather or reproduce the Website or circumvent the navigational structure or presentation of the Website.
5.1 From time to time, the Website may include links to third-party websites. These links are provided for your convenience only and do not signify that we endorse such third-party websites. We do not review such third-party websites and you acknowledge and agree that:
(a) we are not responsible for such websites, including the terms on which such websites are made available and the privacy policies of such websites, and we do not control their content or availability;
(b) we make no representation, warranty or condition, either express or implied, in relation to any goods or services or information received from such websites; and
(c) if you access any such websites, you do so entirely at its own risk.
5.2 You may include links to the Website on another website providing you acknowledge and agree the following:
(a) we are not liable to you for any loss that you suffer as a result of such links;
(b) we do not promise that the Website will be continuously available (and therefore such links may not always work);
(c) you will not insert such links on any website which contains any content which is illegal, infringes any rights, such as the intellectual property rights, of any third-party or contains any adult content;
(d) we reserve the right to object to any such links and require you to remove them.
6.1 Nothing in these Terms of Use is intended to exclude or limit our liability for death or personal injury caused by our negligence, for fraudulent misrepresentation or for any other liability that cannot be excluded or limited by law.
6.2 Save as expressly provided in these Terms of Use, the Website is made available to you on an “as is” basis and we disclaim and do not accept any liability to you in respect of it. It is your responsibility to ensure that the Website is suitable for your intended purposes. We accept no liability as to the suitability or fitness of the Website in meeting your needs and we exclude to the fullest extent permissible by law all express or implied warranties, representations, conditions or terms, including, without limitation:
(a) that access to the Website will be uninterrupted or error-free;
(b) that the Website or the computer server from which the Website are made available, are free of viruses or other harmful components; and
(c) to the accuracy, content, timeliness, completeness, reliability, quality or suitability of any content contained in or delivered via the Website or otherwise made available in connection with the Website.
6.3 You also acknowledge and agree that the operation of the Website is dependent upon the proper and effective functioning of the internet and other third-party equipment and services, and that we do not guarantee and will not be liable for these in any way.
6.4 Subject to Clause 6.1, we will not be liable to you for any special, indirect or consequential losses or damages, or any loss of data, profits, revenues, business, or goodwill.
The intellectual property rights in the Website and copyright in all material stored, displayed and accessible on the Website is either owned us or duly licensed by third parties. All such rights are reserved.
8.1 This Agreement and any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims) are governed by and shall be construed in accordance with English law.
8.2 The parties submit to the exclusive jurisdiction of the English courts for all purposes relating to and in connection with this Agreement and any such dispute or claim referred to in Clause 8.1.